Your Health Insurance Now Costs More Than Your Mortgage — Thanks, Obama

Your Health Insurance Now Costs More Than Your Mortgage — Thanks, Obama

The average American family is now paying $2,200 a month for health insurance — two hundred bucks more than the average $2,000 monthly mortgage payment. Let that marinate for a second. Barack Obama's signature legislative "achievement" has officially made getting sick more expensive than having a roof over your head.

So we're paying more for a plastic insurance card with a $9,000 deductible than we are for an actual house. What a time to be alive.

According to Breitbart, the numbers are even uglier when you peek behind the curtain. In 2024, a staggering 87% of ACA insurer revenues came from taxpayer-funded premiums — subsidies that have ballooned by 10 percentage points compared to pre-COVID levels. That's right, folks. We're subsidizing the insurance companies who are robbing us. It's like tipping your mugger.

And it's about to get worse. Premium hikes of 12-27% are projected for most enrollees in 2026, with some insurers jacking rates by as much as 59% in a single year. Fifty-nine percent. You could buy a used car with that kind of increase.

The 312 insurers swimming in the ACA Marketplace aren't exactly struggling, either. UnitedHealth, a $400 billion healthcare behemoth covering 8 million Medicare Advantage enrollees, is doing just fine. Cigna got caught committing fraud and paid a $172 million settlement under the False Claims Act. Kaiser Permanente coughed up $556 million. These are the companies the Affordable Care Act was designed to "regulate."

Regulate. That's rich.

Here's what the geniuses in Washington don't want you to think about: 90% of Americans surveyed say health insurance companies have too much control and should be broken up. Seventy-four percent "strongly agree." That's not a partisan split — that's practically the entire country screaming the same thing.

President Trump's administration has at least acknowledged the scam, launching initiatives like TrumpRx and the Task Force to Eliminate Fraud, plus going after the Pharmacy Benefit Managers — the shadowy middlemen who skim billions off drug prices before your prescription ever hits the counter. Whether that's enough to undo sixteen years of Obamacare rot remains to be seen.

But let's not lose the plot here. The "Affordable" Care Act made healthcare unaffordable. It made insurance companies richer. It made taxpayers the ATM. And now it literally costs more than your house.

Obama called it his proudest achievement. I'd call it the most expensive lie in American history — and you're paying for it every single month.


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